HYDRA FUNDING — CLIENT TERMS & POLICIES

These Client Terms & Policies (“Terms”) govern your purchase and use of Hydra Funding’s services, including access to simulated trading accounts, dashboards, rules, add-ons, payout request features, and related services (collectively, the “Services”).

By purchasing or using the Services, you agree to these Terms.

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1. Definitions

For purposes of these Terms:

• “Hydra,” “Company,” “we,” “us,” “our” means Hydra Funding Ltd, Saint Lucia.
• “Trader,” “Client,” “you,” “your” means the individual using the Services.
• “Instant Account” means a simulated trading account provided under Hydra’s instant access model.
• “Notional Balance / Account Size” means the simulated reference balance used to calculate rules and limits. It is not a deposit, loan, or real capital provided to you.
• “Simulated Trading” means trading in a simulated environment. Orders are not executed in live financial markets.
• “Rule Set” means the rules and parameters applicable to your account as displayed at checkout and/or in your dashboard.
• “Trader Payout” means the amount Hydra may pay you on an approved payout request, calculated under the Rule Set based on eligible simulated performance and subject to verification and these Terms.
• “Prohibited Activity” means any activity Hydra determines to be abusive, manipulative, fraudulent, exploitative, or otherwise prohibited under Section 11.

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2. Who We Are / Contact

Hydra Funding Ltd
Ground Floor, The Sotheby Building
Rodney Village, Rodney Bay
Gros-Islet, Saint Lucia

Support: support@hydrafunding.io

Hydra may use third-party providers (platforms, payment processors, KYC providers, market data providers, etc.) to deliver portions of the Services.

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3. Important Disclosures

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3.1 Not a Broker / No Investment Advice

Hydra is not a broker, dealer, investment adviser, or financial institution. Nothing in the Services constitutes financial advice.

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3.2 Simulated Trading Only

All trading under Hydra’s Services is simulated. No trades are executed in live financial markets. References to terms such as “funded,” “capital,” “account,” “account size,” “payout,” or similar terms refer only to simulated program parameters and program features.

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3.3 Trader Payouts Are Not Investment Returns

Trader Payouts are performance-based distributions from simulated accounts. They are not investment returns, wages, or guaranteed income.

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3.4 Trading Risk

Trading concepts involve significant risk. You should not purchase the Services unless you understand and accept this risk.

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3.5 Technology & Availability

The Services are delivered through internet-based systems and third-party platforms. The Services may be temporarily unavailable due to maintenance, outages, market-data interruptions, software issues, or third-party provider downtime. Hydra is not responsible for delays or failures caused by your internet connection, device issues, or third-party outages.

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4. Instant-Only Model

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4.1 Instant Accounts Only

Effective March 3, 2026, Hydra offers instant-access products only. No new challenges, evaluations, or assessments are sold.

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4.2 Future Products

Hydra may introduce new instant products, tiers, and add-ons in the future. These Terms apply to all Instant Accounts unless product-specific terms are published at checkout and/or in your dashboard.

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5. Legacy Products

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5.1 Continued Support

Legacy challenge/evaluation products purchased prior to March 3, 2026 will continue to be serviced under the rules applicable at the time of purchase (or as otherwise communicated for that specific legacy product).

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5.2 No Time Limit

Legacy Products will remain supported without a time limit. Eligible Trader Payouts (or equivalent payout terminology applicable to the Legacy Product) will be honored until natural completion (including completion, voluntary closure, or rule-based closure).

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5.3 Compliance Applies

Legacy Products remain subject to KYC, sanctions compliance, and Prohibited Activity enforcement.

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6. Eligibility

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You represent that:

• You are at least 18 years old.
• You have legal capacity to enter these Terms.
• Your use does not violate applicable laws.
• You are not located in a restricted jurisdiction.

Hydra may refuse service for compliance or risk reasons.

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7. Restricted Jurisdictions

Hydra does not onboard users from countries restricted under sanctions or internal compliance policies. The restricted list is maintained publicly in Hydra’s FAQ and may change at any time.

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8. Purchases and Refunds

• Instant account plans are purchased via a one-time fee.
• Due to the immediate access provided upon purchase, plans are non-refundable once activated, except where required by law.
• Hydra reserves the right, at its sole discretion, to review and issue refunds in exceptional circumstances. Any such decision does not create precedent or entitlement for future refund requests.
• Fraudulent disputes, chargebacks, or payment reversals may result in immediate account suspension, termination, and forfeiture of Trader Payout eligibility.

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9. Rule Set and Account Conditions

Your Instant Account is governed by your Rule Set.

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9.1 Rule Parameters May Include

Depending on the plan purchased, rule parameters may include:

• Profit Buffer
• Trailing Drawdown
• Max Daily Loss
• Best Day Rule
• Inactivity rules
• Weekend holding restrictions

The official and binding Rule Set for each plan is published on Hydra’s website within the applicable product pages and/or purchase interface. By purchasing a plan, you acknowledge and agree to the Rule Set as published at the time of purchase. Hydra reserves the right to amend Rule Sets for future plans at its discretion.

Violation of the Rule Set may result in account closure or trade removal.

Payout Protection (Add‑On / Included Feature).
“Payout Protection” may be available either (a) as an optional paid add‑on at checkout for certain plans (for example, Instant Lite plans) and/or (b) as an included feature for certain plans (for example, Instant Pro plans).

For accounts that include Payout Protection, if an account is closed due to violation of max daily loss, eligible positive simulated performance remaining at closure may still qualify for Trader Payout, provided that:

1. the applicable payout eligibility conditions are met (including profit buffer and best day rule, if applicable),
2. you successfully complete KYC/verification, and
3. no Prohibited Activity has occurred.

Payout Protection does not apply to any account found to be in violation of Prohibited Activity. Hydra may modify the availability, pricing, and/or terms of Payout Protection for future purchases.

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9.2 Trading Conditions and Simulated Transaction Costs (Spreads, Commissions, Swaps)

The Simulated Trading environment may reflect trading conditions and transaction costs such as spreads, commissions (or commission-equivalents), markups/markdowns, and overnight financing or swap-style charges.

These conditions are established and applied by Hydra’s third-party platform and market-data providers within the simulated environment and are generally designed to approximate live market conditions. Hydra does not charge separate commissions or transaction fees for trading activity and does not directly set, manipulate, or override simulated pricing, spreads, commissions, or swap charges.

Trading conditions may vary by instrument and may change over time. Trading conditions reflected in Simulated Trading are part of the simulated environment and do not represent fees charged by Hydra as a live broker or execution venue. Hydra does not directly control these conditions, though Hydra may select, replace, or configure third‑party providers for operational reasons.

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9.3 Leverage, Margin, and Risk Controls

Leverage, margin requirements, position limits, max lot sizes, and similar trading conditions in the Simulated Trading environment are determined by third-party platform providers and may change over time. Hydra does not guarantee any particular leverage or margin settings.

Separately, Hydra’s Rule Set may impose program-level risk limits and eligibility conditions (such as max daily loss, drawdown rules, profit buffer, and best day rule), which may differ from platform margin settings. Hydra may amend program-level rules for future plans at its discretion.

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9.4 Market Data and Pricing Sources

Simulated Trading may reference pricing derived from one or more third-party market data sources and platform providers. These sources may change over time and simulated pricing may differ from any live market, exchange, or brokerage feed. Hydra does not guarantee that simulated pricing will exactly match any particular external source at any moment.

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10. Account Limits

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10.1 Active Account Structure

You may have up to one (1) active account per plan size, per product, per market, at any given time.

This means that duplicate accounts of the same product, same size, and same market are not permitted.

For example:

• Two Instant Lite 50k Forex accounts at the same time
  
• Two Instant Pro 25k Crypto accounts at the same time
  
  

However, holding the same plan size across different markets is permitted.

For example:

• Instant Lite 50k Forex + Instant Lite 50k Crypto + Instant Lite 50k Futures
  
• Instant Lite 100k + Instant Lite 50k + Instant Pro 100k (provided each is unique in size and market)
  
  

Hydra may modify available products, sizes, markets, or structures in the future. The one-account-per-size-per-product-per-market rule applies regardless of any future changes.

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10.2 Circumvention of Account Limits

Any attempt to bypass these limitations—including through multiple identities, alternate email addresses, nominee accounts, corporate entities, coordinated third parties, or any structure intended to evade plan restrictions—constitutes a violation of these Terms and may be treated as Prohibited Activity.

If Hydra determines circumvention has occurred, Hydra may:

• Close some or all related accounts
• Remove associated trading results
• Deny or reverse Trader Payouts
• Permanently restrict participation

Hydra may link accounts based on identity verification, payment methods, device fingerprinting, IP activity, behavioral similarity, or other reasonable indicators of common control.

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10.3 Identity & Promotion Abuse

Creating multiple accounts using false identities, fabricated email addresses, nominee accounts, or any method intended to bypass eligibility rules or promotional restrictions is a violation of these Terms and may be treated as Prohibited Activity.

If Hydra determines such behavior has occurred, Hydra may:

• Close some or all related accounts
• Remove associated trading results
• Deny or reverse Trader Payouts
• Permanently restrict participation in the Services

Hydra may link accounts based on identity verification, payment methods, device fingerprinting, IP activity, or other reasonable indicators of common control.

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11. Prohibited Activity

Prohibited Activity includes any activity Hydra determines to be abusive, manipulative, fraudulent, exploitative, or intended to undermine program integrity, including but not limited to:

• Exploiting platform errors, bugs, latency, pricing anomalies, or data-feed disruptions
• Arbitrage or behavior designed to exploit discrepancies in simulated pricing or execution modeling
• Passing services, account “renting,” or use of third parties to operate your account
• Group trading, coordinated trade-copy networks, or signal services used to replicate trades across accounts not owned/controlled by you
• Copy trading from any account not owned by you
• Use of automation or third-party tools designed to facilitate prohibited conduct (including prohibited copying or coordination)
• Insider or non-public information use
• Gambling-style or excessively reckless risk behavior intended to exploit program mechanics rather than demonstrate repeatable trading
• Identity fraud, promotion abuse, or circumvention of account limits (see Section 10)
• Violating any applicable law or violating third-party rights
• Scraping, crawling, framing, hacking, denial-of-service attacks, reverse engineering, or bypassing security measures of the Services or website
• Transmitting unsolicited commercial messages/spam through Hydra systems or to Hydra users

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If Hydra determines Prohibited Activity has occurred, Hydra may:

• Close one or more accounts
• Remove results or simulated performance
• Deny or reverse Trader Payouts
• Permanently restrict participation

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11.1 Deliberate News-Event Exploitation

Deliberate or structured trading designed to exploit news-event volatility in a manner intended to manipulate risk parameters, exploit execution mechanics, or generate disproportionate gains inconsistent with normal trading conduct is treated as Prohibited Activity.

If Hydra determines such deliberate exploitation has occurred, Hydra may remove results, close the account, deny or reverse Trader Payouts, and permanently restrict participation.

Hydra will make such determinations in good faith based on pattern analysis, trade size, timing concentration, behavioral indicators, and other reasonable factors.

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12. Trader Payouts

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12.1 Eligibility

Trader Payout eligibility is determined by the Rule Set (including any applicable add-ons/features, such as Payout Protection where included) and is subject to verification.

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12.2 Frequency

Unless otherwise stated, payout requests may be made after eligibility is met and no more than once every 30 days.

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12.3 Minimum Payout

Minimum payout thresholds are defined in the applicable Rule Set.

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12.4 Verification (KYC)

Hydra may require identity verification prior to approving Trader Payouts.

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12.5 Processing Time

Hydra generally processes approved Trader Payout requests within 48 business hours following verification and eligibility confirmation.

Processing times may vary in cases involving:

• Identity verification review
• Compliance or sanctions checks
• Prohibited Activity review
• Payment provider delays
• Banking hours or crypto network congestion

Hydra does not guarantee a specific processing timeframe; however, Hydra’s standard practice is to process eligible payouts promptly and without unnecessary delay.

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12.6 When Payouts May Be Denied or Rejected

Hydra may deny, reverse, or reject a Trader Payout request where it is not eligible under the applicable Rule Set (including any required add-ons/features), or in cases involving:

• Prohibited Activity
• Fraud
• Verification failure
• Sanctions restrictions
• Chargebacks or abuse

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13. Intellectual Property and Trademarks

All Hydra trademarks, trade names, logos, product names, site content, dashboards, software, and materials are owned by Hydra or licensed to Hydra and are protected by applicable intellectual property laws.

You may not use Hydra’s trademarks or branding:

• in domain names or social media handles,
• in keyword advertising or ad creatives in a manner that implies affiliation,
• to impersonate Hydra or cause confusion,
• or to re-publish, sell, or commercially exploit Hydra materials without written permission.

A limited, revocable license is granted for personal use of the Services only. No rights are transferred to you.

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14. Term; Suspension and Termination

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14.1 Term

These Terms begin when you purchase a plan or otherwise access the Services and continue until terminated.

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14.2 Suspension / Termination

Hydra may suspend or terminate accounts for:

• Rule violations
• Prohibited Activity
• Fraud or abuse
• Compliance or sanctions restrictions
• Chargebacks

You may stop using the Services at any time. Termination or closure of an account does not obligate Hydra to provide refunds except where required by law.

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15. Disclaimer of Warranties and Limitation of Liability

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, SECURITY, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

Hydra’s total liability shall not exceed the amount paid for the relevant plan or USD $1,000, whichever is less. Hydra is not liable for indirect, incidental, consequential, exemplary, or punitive damages.

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16. Indemnification

You agree to indemnify, defend, and hold harmless Hydra from claims, losses, liabilities, damages, and expenses (including attorneys’ fees) arising out of your use of the Services or violation of these Terms, laws, or third-party rights.

Hydra reserves the right to control its defense, including choice of counsel and whether to litigate or settle.

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17. Governing Law

These Terms are governed by the laws of Saint Lucia.

Any disputes shall be resolved exclusively in the courts of Saint Lucia.

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18. Force Majeure and Miscellaneous

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18.1 Force Majeure

Hydra shall not be liable for any delay or failure to perform due to events beyond its reasonable control, including outages, third-party provider failures, acts of government, natural disasters, war, civil unrest, interruptions in internet or communications, or market-data disruptions.

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18.2 Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force and effect.

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18.3 Assignment

You may not assign your rights or obligations under these Terms. Hydra may assign these Terms in connection with a merger, acquisition, corporate reorganization, or sale of assets.

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18.4 No Waiver

Hydra’s failure to enforce any right or provision is not a waiver of that right or provision.

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18.5 Survival

Sections intended to survive termination (including but not limited to Intellectual Property, Limitation of Liability, Indemnification, and Governing Law provisions) shall survive termination.

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19. Changes to Terms

Hydra may update these Terms at any time. Continued use of the Services constitutes acceptance of revised Terms.

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20. Entire Agreement

These Terms, together with your Rule Set and checkout disclosures, constitute the entire agreement between you and Hydra.